Cost of Attendance for Undergraduate Students
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The cost of attendance (COA) is the average cost of attending Wheelock College for a full-time undergraduate student, for one academic year. Each student is assigned a financial aid budget based on their estimated cost of attendance, which is used to help determine the maximum amount of financial aid you may receive.
The COA is based on whether you will be living on campus, off campus or living with parent(s). It includes direct and indirect costs. Direct costs, (charges billed to you directly by the college) include tuition, room and board, and fees. We also include allowances for indirect expenses, (estimates for other non-billed, out of pocket expenditures), such as books, supplies, travel, and personal expenses. These non-billed costs are average standard amounts; the actual amount you spend on these items may be more or less depending on your method of purchasing books and personal spending habits and choices.
Your cost of attendance will not match your bill because it includes these indirect costs that are not billed by the college. Students must ensure they have sufficient funds to meet living expenses, including rent (for students living off-campus), books, supplies, and personal items until funds have been disbursed and any potential refund of excess funds is available.
Your financial aid package may change if your housing status changes; students must notify the financial aid office in writing if their housing status changes.
Cost of Attendance for 2017-2018 Academic Year
|Students Living On Campus (Resident Students)||Students Living Off Campus (Commuter Students)||Students Living Off Campus (with Parent)|
|Room and Board||$14,975||--||--|
|Living Allowance (not billed)||--||$13,200||$2,000|
|Books and Supplies (estimated)||$800||$800||$800|
|Loan Fees (estimated)||$75||$75||$75|
Other Miscellaneous Fees
Orientation Fee: All incoming first year and transfer students are also billed for a $275 Orientation Fee.
Health Insurance: The Commonwealth of Massachusetts requires all students enrolled at least ¾ time to have health insurance. All students are automatically billed the health insurance premium each academic year. If you have other insurance coverage you may remove this charge from your account by completing a health insurance waiver online, which documents your coverage. Visit the Student Accounts web pages for more information and for the link to waive health insurance.
Room-Damage Deposit: $100 is due on the first billing date before a student begins dormitory residence. This $100 deposit must be maintained while the student lives on campus, typically for four years. Any unused portion of the room-damage deposit is refunded when the student ends campus residency.
When Considering the Cost of Attendance, Please Note
Tuition and fees: are based on a full-time credit hour load, defined by the college as 12-20 credit hours per term for undergraduate students. Students who elect fewer than 12 credit hours are charged on a per credit hour basis (see part-time student information below). Those who elect more than 20 hours must pay for the additional credit hours. Total tuition costs for attending Wheelock College may vary based on students' choice of major and academic progress, see our tuition web pages for more information. The fees include both the General Fee and the Student Activity Fee.
Student tuition, fees, and charges for room & board in college housing are set by the Wheelock College Board of Trustees. Rates are approved annually each March and estimated budgets are updated at that time.
Off-Campus Housing: The COA budget gives an allowance in personal and miscellaneous expenses for anticipated off-campus rent, utility, and food costs up to the estimated cost for a standard occupancy room in a campus residence hall. However, your costs will depend on your housing arrangements and lifestyle. We suggest you evaluate carefully the costs you might incur by living off-campus.
Instead of having your housing costs deducted automatically from your student account, you will need to pay your rent from your refund. Be sure to plan accordingly since you will have at least four months' rent to pay for each semester.
Living with Parent(s): Students who live at home and commute to campus will reduce room and board costs significantly. The allowance for personal and miscellaneous expenses in the financial aid budget for commuting students acknowledges ongoing family household expenses (food, utilities, etc.) and transportation costs.
Personal and Miscellaneous Expenses: This category represents every other student expense—transportation, meals not covered under the standard meal contract, long distance phone calls, clothes, personal hygiene, entertainment, etc. It is the most variable and personal component of anyone's budget. Personal spending can make or break a college budget. The most important thing is to set yourself an allowance, keep track of your expenses, and stick to your budget. Keep in mind:
- If you live off-campus, you may save money by having roommates.
- The four C's—cars, clothes, credit cards, and cell phones—can bust your budget!
- For information on making decisions that will help you stick to your budget, visit the financial literacy section on the Financial Aid web pages. There you can find information about student discounts, budgeting, sample budgets sheets, and even take a course on budgeting to help you manage your finances.